We provide a fast and easy process to get your funding. Complete our online quote request, which takes less than 2 minutes and gives us everything we need to make an initial assessment. The assessment is handled by our team of loan specialists who will assess your application quickly, without running a credit check. When approved we will fund your money within 48 hours.
Our finance brokers are qualified and fully accredited.
We don’t belong to a purpose interest group. We are truly independent
There are no hidden fees in our dealings. All fees are disclosed upfront.
Every deal is different and we specialise in bringing our best people to give you every chance of getting your loan application approved as soon as possible to support your business. We also have a wide panel of professionals that can contribute their expertise on very complex deals.
At times there may be a need for a financial planner to look at the investment options.
Accounting professionals can help to structure a deal if tax obligations are called upon.
At times there may be a need to look at appropriate insurance for third-party interests.
Full Doc: a full doc loan is for borrowers who can demonstrate serviceability with up-to -date detailed financial statements, which have to cover a minimum of two financial years.
Low Doc: This financial solution is available to ABN holders who have been trading for more than 1 year and have a clear credit history. If the borrower meets this criteria then low doc car loans are available without the need of providing financials or tax returns, with very competitively priced interest rates. These rates are often cheaper than most competitors’ full doc pricing.The perfect car loan for abn holders when the usual amount of documentation is not required.
Non-conforming: Our non-conforming facilities are available to borrowers who may have had some adverse credit history and as a result, do not qualify for traditional car loan lenders.
Whatever your motor vehicle facility requirements we have access to the most appropriate car loans and a range of motor vehicle lenders who can assist you. We will work with you to set up repayments that fit your budget and make the loan affordable.
Embark on a journey where you will no longer worry about your cash flow uncertainties. We provide you with an array of opportunities.
At Top Step Finance we can get you into a Business Line of Credit, you’ll have funds at your fingertips whenever you need them. Only pay interest for what you use
At Top Step Finance we strive to make the application and approval process fast and simple so you can get on with business as needed.
Get funds approved in as little as one day, with the assistance of our dedicated loan assessors to make sure everything is done right.
In most cases, we can make you a conditional offer without running a credit check. That saves you a listing inquiry against your name.
Whether you have a bad credit score on your existing loans? No issues. We look at your business on the whole to assess creditworthiness.
We offer weekly and monthly repayment plans to suit your cash flow position. The repayment flexibility will always work in your favour.
We can provide your Business with critical equipment and vehicle loans to keep your business moving and growing.
We provide more choice with over 40 asset finance lenders on our panel to give you the best product for your business needs.
You use the latest processing software available in the market that includes direct API to various lenders.
We undertake ongoing Professional Development and education to stay on top of the market to benefit our clients.
With over 10 years of experience in asset finance, you can rest easy knowing you are working with the experts.
We provide complete business support options from application right through to settlement and beyond.
A team with high-level expertise in all legislation, financer accreditations, and Australian Credit Licence holder updates.
